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Benefits -
To Qualify -
Debt Relief
Settle your unsecured debt
Have an advocate deal with your creditors
One affordable monthly payment
Complete the program in 12 to 48 months
Proven results
The Total Amount of your Unsecured Debt must be At Least $10,000, and the balance for Each Individual Creditor must be At Least $700.
Eligible Unsecured Debt:
- Credit Card Debt
- Medical/Hospital Bills
- Department Store Credit Cards
- Oil/Gas Credit Cards
- Personal Unsecured Loans
- Autos Loans
(After Repossession) - Local Merchants
- Wireless Bills
- Judgments
(1yr or older) - Collection Accounts
The following are INELIGIBLE:
- Student Loans
- Mortgage Payments
- Car Payments
- Secured Loans
- Income Tax Payments
- Pay Day Loans
Fast & Secure
Free Call / No Pressure
Strictly Confidential
No Obligation
Credit Card Debt
In the last decade, credit card debt has grown to astronomical proportions. The housing boom created loose credit guidelines allowing millions of Americans to qualify for credit they simply could not afford. Historically speaking, housing never went down in value and it was this statistic that acted as a catalyst for Banks, Wall Street and its investors to allow for such poor lending practices. In many ways greed got us all! When things are going good people tend to disregard or ignore the potential downside. “Easy come, easy go” right? Not really true in this economy. However, there are debt relief options which can help you get out from underneath of all that debt and avoid bankruptcy. It takes effort, discipline, and getting the assistance from a professional.
This recession has created record high unemployment, foreclosures, inflation and a trillion dollars of unsecured credit card debt leaving countless Americans in financial hardship. It’s imperative to understand your consumer rights and your options.
Debt Settlement
Debt settlement is a completely legal, ethical and responsible solution to getting out of debt. Creditors would rather settle on a debt if the potential for their customers to qualify for bankruptcy protection exists. The advantage for you as a consumer is to avoid bankruptcy by negotiating a mutually agreeable settlement that results in the discharge of your debt obligations. We understand the challenges you face. You didn’t get into this predicament over night and with the assistance of Debt settlement, you can end the potential 30 year cycle of making minimum payments, better known as the “Debt Treadmill”, and find financial freedom in as little as 12 to 36 months.
Debt Negotiation
Debt negotiation is an alternative to Bankruptcy and Credit Counseling, however, it is important for consumers to know what to avoid when choosing a debt settlement company. Finding a TASC (The Association of Settlement Companies), or USOBA (United States Organization of Bankruptcy Alternatives), accredited settlement company will insure an essential commitment to promoting good industry practices like us here at Epic Debt Relief. It’s also crucial that the debt negotiation services are provided by a debt arbitrator certified thru IAPDA (International Association of Professional Debt Arbitrators).
Debt Relief
If you are looking for debt relief, you should understand that debt settlement is not for everyone. There are several independent decisions a consumer needs to make, as there are negative implications that must be understood prior to enrolling or even being eligible for a debt settlement program. We at Epic Debt Relief believe in educating our customers in all aspects of the program, both positive and negative. Fully understanding the process will ensure no surprises and prepare you for a successful completion of the program and finding debt relief.
Debt Reduction
You will often see debt reduction advertisements with the headlines reading "DEBT FREE" or "ELIMINATE DEBT". These terms have been deemed as "Red Flag Names" by the FTC and do not comply with TASC standards, The Association of Settlement Companies. The reason the FTC has classified this terminology as Red Flag Words is that no one can guarantee a specific outcome in relation to debt arbitration. Advertisements or debt consultants that imply a debt negotiation program will totally eliminate or leave them debt free is misleading.
Our Commitment
Epic was founded by Bankers and Lawyers who understand how the current economic crisis has affected millions of Americans including ourselves. We have leveraged our existing business relationships to insure that you, the consumer, will achieve the greatest savings possible for each and every debt enrolled. Our mission is clear! We are here to help settle your existing unsecured debt and put you back on track towards financial freedom. Our core services offer an alternative to bankruptcy, credit counseling, and debt consolidation.
First, be informed. Know your options.
